How much mortgage can I afford? | Personal Finance | Finance


There are other factors taken into consideration by lenders that online calculators don’t.

Lenders will ask you about your spending habits as part of an affordability assessment.

They will ask about your past and present debt repayments such as student loans and credit card bills, as well as your regular bills such as rent, gas, and electricity.

Before you start looking to buy, you need to take into consideration how much you spend on food, leisure, transport, and more.


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